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Sunday, November 2, 2008

More leaves, treadmills, and money

I finished my leaf project in 3 hours today before going in to pick up some hours at my part-time job.

Final tally was about 7 hours and 8 big lawn and leaf bags.

I think I'm going to start a compost pile, something I'd been considering for awhile. So, in the corner of my backyard I dumped the equivalent of 2 big bags of the pulverized leaf material as a start. I think I'm going to try to find a couple of pallets from a local store of some sort to create a couple walls. In addition I am going to try to mow mine/RR's lawn one last time to collect the grass clippings to add to the pile. When I'm going to do this, especially with the dark evenings, I do not know. Most likely will work Wednesday night at ptj (part time job), get up Thursday a.m., mow, make sure I'm packed, maybe head into work for a few hours, and then I have a evening flight to Atlanta for a work meeting, not getting back until next Tuesday.

PTJ is good, as I get a lot of podcast and audiobook listening in, and the work is easy (simple data entry). It's nice making a little extra money to pay off some of my debt.

At work co-workers and I will sometime chat about the economy. I find it interesting that while most everyone I talk to is bemoaning the fact that they are upside down in their mortgages, I actually have 2 houses that are both worth more (based on tax value) than what I owe on them. I'm holding firm on my belief that the economy will turn around and my homes, purchased low, will have been good investments.

I do have a pile of credit card debt, mainly important house stuff (like furnaces) as I've always been good with money and have not been prone to impulse spending or getting way out of control. (Except, as I told V last weekend, I probably didn't NEED to buy the 43" television the day before my annual superbowl party [to which you are all invited] to make sure the Nightman was completely satisfied with the party).

I have 12 credit cards, but I used to have way more. Right after high school I used to collect credit cards, applying for as many as I could and getting all the free t-shirts. I even had a card in the name of my friend Nora's dog Bonnie (see my last post to read about Nora in my first webpage from the late '90's). After I received the card in her name, I started getting credit offers for her. Eventually Bonnie passed on, yet I still got credit offers--for a dead dog.

The media warns of being careful of cards cutting credit limits. Not mine... I've had 2 cards in the last two weeks raise my credit limits. Fine by me, because my credit score will improve because I'll be using a lower percentage of my credit limit.

As far back as high school I used to tell people I was good for the economy: I always enjoyed working and making money, but I also enjoyed spending it.

When my old treadmill finally died, I bought a new one, cancelling my gym membership and justifying it saying my treadmill payment was $0.08 more than my gym membership. So I had a nice treadmill and committed to turning my garage into a workout room of sorts.

Problem: Treadmill is additional debt. Also, I wasn't using it because either I was getting home WAY too late from ptj and didn't want to wake my renter, or I was exhausted and going to bed early. There was no way to force myself into a routine.

So, I sold the treadmill. Posted it on craigslist and had it sold (with only a slight loss) within a few days. It felt really good to turn that money around and pay off the card it was on.

Now I have no treadmill and no gym membership. I have considered just running outside for free. Well, again, because of ptj, I don't feel secure running around Coon Rapids at 3am (whereas yes, I would go to the gym at 3am). So now I'm considering joining Lifetime again, as it is 0.25 miles away from my house.

I may also try to run outside at least one weekend day a week, but we'll see about that.

Another problem: I spend 20+ hours per week at ptj listening to audiobooks/podcasts. Can I really train on a treadmill at the gym and listen to it MORE? Any ideas for a small DVD player I can balance on the treadmill so I can watch my shows? Or maybe not balance, but somehow prop in the book holder?


Londell said...

could be a few months of not running and just working and resting the body and mind may be a great way to bring in the spring, outside? Keep up the work to make you goal!

Fitness said...

With treadmills you need to watch out for the impact involved when your feet hit the belt; your body absorbs up to two and a half times your body weight.There are many different types of Treadmills, from inexpensive to expensive, to choose from that suits to your body fitness goals

Anonymous said...

Seems like everyone is real busy.
I piled the leaves up near the path in our backyard. Hopefully they blew away.

I saw somewhere about a possible fat ass race at Afton in a few week. But can't recall where I saw it....stew

Diane said...

Maybe I'll have to do a Afton run and become familiar with the park: it sure seems like the place to run!